AGAS Realestate is one of the best realestate company based in San Diego. Buying a home is one of the biggest investments you will make in your lifetime. Get the facts on financing before you go and look for a new home. Having a loan pre approved increases the chances of your offer being accepted. Our no-cost loan approvals help you in moving into the house of your dreams faster.
                                                The Application Checklist

 Once you begin your application, you'll need to collect the following:
Last year’s W-2 form.
Signed and dated Federal Tax Returns (1040s) from the last year, including all schedules.
Most recent pay stubs for each borrower.
A copy of your most recent mortgage statement (if available).

 If you are self-employed, you will also need:
Last year's signed and dated tax return, including all schedules, a year-to-date Profit and Loss (P&L) Statement that is less than 60 days old, and a current signed Balance Sheet.
If you're part of a corporation or partnership, provide last year's tax return for corporation/partnership including form K-1, a year-to-date Profit and Loss (P&L) Statement (less than 60 days old), and a current signed Balance Sheet.

 Certain applicants will need to supply additional information:
If you receive a Social Security pension or annuity, provide a copy of the awards letter and a copy of a recent benefit check.
If you own other real estate, provide a lease/rental agreement if applicable, and copies of property tax and insurance bills.
If you receive alimony or child support, provide a copy of the divorce decree and evidence of receipt of income for 12 months (e.g., canceled checks, deposit slips or bank statements).
If you pay alimony or child support, provide a copy of your divorce decree.
If you've had a bankruptcy within the last seven years, provide a copy of your bankruptcy discharge, a copy of the petition (including schedules A & B) and an explanation of the circumstances.
If you currently pay rent, provide copies of rental payments for the last 12 months (may include canceled checks, bank statements, money orders, etc.) and the name and address of your landlord for the same time period.